California Consumer Privacy Act of 2018
Effective Date: January 1, 2020
This Privacy Notice is for California residents and supplements the information contained in the Verisk Financial | Argus Online Privacy Notice. It applies solely to visitors, users, and others who reside in California (consumers or you). [Verisk Financial | Argus or “We”] adopt this Privacy Notice to comply with the California Consumer Privacy Act (CCPA) and other applicable California privacy laws. Any terms defined in the CCPA have the same meaning when used in this Privacy Notice.
Information we collect
We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a consumer (personal information). For purposes of this Privacy Notice, consumers include those who interact online or offline with Verisk.
We’ve collected personal information in the following categories from consumers in the last 12 months:
|A. Identifiers||Real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, e-mail address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers||YES|
|B. Personal information categories in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)||Name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information||YES|
|C. Protected classification characteristics under California or federal law||Age (40 years of age or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information)||NO|
|D. Commercial information||Records of personal property and products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies||NO|
|E. Biometric information||Genetic, physiological, behavioral, and biological characteristics or activity patterns used to extract a template or other identifier or identifying information, such as fingerprints, faceprints and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data||NO|
|F. Internet or another similar network activity||Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement||NO|
|G. Geolocation data||Physical location or movements||NO|
|H. Sensory data||Audio, electronic, visual, thermal, olfactory, or similar information||NO|
|I. Professional or employment-related information||Current or past job history or performance evaluations||NO|
|J. Nonpublic education information per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)||Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records||NO|
|K. Inferences drawn from other personal information||Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes||NO|
Sources from which we collect personal information
We may obtain the above personal information from the following sources:
Use of personal information
We may use personal information that we collect for one or more of the following business purposes:
Sharing personal information
We may share your personal information with:
In the preceding 12 months, we’ve disclosed the following categories of personal information Identifiers
and Personal information categories in the California Customer Records statute (Cal. Civ. Code § 1798.80(e) for the following business purposes: responding to website visitors’ queries.
In the preceding 12 months, we have not sold any personal information.
Your rights under the CCPA
The CCPA provides consumers with specific rights concerning their personal information:
Exercising your rights under the CCPA
To exercise your rights under the CCPA, please contact us:
You will not be discriminated against for exercising your rights under the CCPA. Unless permitted by the CCPA, we will not: